Recovering Compensation From Uninsured And Underinsured Motorists
Quick — when you think of who pays for damages in a car accident, who do you think of? Most people rightly think of “the careless driver and his or her insurance company.” There is another source, though, that is often available and can provide all or part of the sum eventually recovered. That is the injury victim’s own insurer.
The injury victim’s own insurance carrier can be held liable for an insurance payout if the driver held an uninsured and/or underinsured motorist insurance. This insurance insures drivers in the event that the driver who injured them is uninsured or carries insurance limits that are lower than the damages and losses resulting from an accident.
Quick — when you think of who pays for damages in a car accident, who do you think of? Most people rightly think of “the careless driver and his or her insurance company.” There is another source, though, that is often available and can provide all or part of the sum eventually recovered. That is the injury victim’s own insurer.
The injury victim’s own insurance carrier can be held liable for an insurance payout if the driver held uninsured and/or underinsured motorist insurance. This insurance insures drivers in the event that the driver who injured them is uninsured or carries insurance limits that are lower than the damages and losses resulting from an accident.
If You Have Insurance, You Have UIM Coverage
Connecticut law requires underinsured and uninsured motorists coverage. If you are like most people, you have probably not read the fine print on your auto insurance coverage, but if you live in Connecticut you must have purchased UIM coverage. How much coverage you have can depend on your own policy.
Carrying UIM coverage is a good thing, too, as some estimates put the number of uninsured drivers on the road at one in eight. More drivers are underinsured, meaning that while they carry minimum insurance coverage required by state law, they may not have enough coverage to pay for your medical care and other expenses.
Fortunately, your own insurance company may be responsible for paying you under both of these circumstances.
Get Help Negotiating With Insurance Companies
Insurance companies protect their bottom line fiercely. Negotiating with your own insurance company is not much different from negotiating against the other driver’s insurance company. That is why you need an experienced advocate on your side. The insurance company you are attempting to collect from may offer you a low initial settlement offer, for example, or claim that you are not as injured as you really are. Nearly every personal injury case is against an insurance company, whether that company is your own or the driver who injured you. Either way, you will have to protect your legal and financial rights when negotiating.
Without an advocate on your side, you may get less than you deserve. At Gillis Law Firm, we understand the losses you take when hit by an uninsured driver or became injured in a hit-and-run accident. We can help you get the recovery you need.
The Experience To Handle Complex Cases
Were you injured in a car, truck or motorcycle accident in Connecticut? Do you have questions about uninsured and/or underinsured motorist insurance, or other insurance or policy limit issues? Contact the New Haven uninsured motorist accident attorneys of Gillis Law Firm. We have handled thousands of personal injury cases, the majority of which were motor vehicle accident cases. We are highly experienced in investigating and litigating all aspects of auto cases, including issues surrounding insurance law.
A key aspect of providing full legal representation following auto accidents is identifying and pursuing all available insurance sources. Firm partners Joseph L. Gillis and Edward M. Gillis each have more than 20 years of legal experience and a track record of obtaining maximum-value awards following roadway accidents. You can rely on us to pursue your case diligently, and to help you get the compensation you deserve.
Contact An Experienced Uninsured Driver Collision Lawyer
For more information regarding our practice and your rights following a collision caused by an uninsured driver, call 866-603-9810 . You can also arrange a free consultation online. Our firm employs a Spanish-speaking paralegal and charges no fee without legal recovery. We are conveniently in downtown New Haven, next to the courthouse and near free parking.
Connecticut law requires underinsured and uninsured motorists coverage. If you are like most people, you have probably not read the fine print on your auto insurance coverage, but if you live in Connecticut you must have purchased UIM coverage. How much coverage you have can depend on your own policy.
Carrying UIM coverage is a good thing, too, as some estimates put the number of uninsured drivers on the road at one in eight. More drivers are underinsured, meaning that while they carry minimum insurance coverage required by state law, they may not have enough coverage to pay for your medical care and other expenses.
Fortunately, your own insurance company may be responsible for paying you under both of these circumstances.
Get Help Negotiating With Insurance Companies
Insurance companies protect their bottom line fiercely. Negotiating with your own insurance company is not much different from negotiating against the other driver’s insurance company. That is why you need an experienced advocate on your side. The insurance company you are attempting to collect from may offer you a low initial settlement offer, for example, or claim that you are not as injured as you really are. Nearly every personal injury case is against an insurance company, whether that company is your own or belongs to the driver who injured you. Either way, you will have to protect your legal and financial rights when negotiating.
Without an advocate on your side, you may get less than you deserve. At Gillis Law Firm, we understand the losses you take when hit by an uninsured driver or became injured in a hit-and-run accident. We can help you get the recovery you need.
The Experience To Handle Complex Cases
Were you injured in a car, truck or motorcycle accident in Connecticut? Do you have questions about uninsured and/or underinsured motorist insurance, or other insurance or policy limit issues? Contact the New Haven uninsured motorist accident attorneys of Gillis Law Firm. We have handled thousands of personal injury cases, the majority of which were motor vehicle accident cases. We are highly experienced in investigating and litigating all aspects of auto cases, including issues surrounding insurance law.
A key aspect of providing full legal representation following auto accidents is identifying and pursuing all available insurance sources. Firm partners Joseph L. Gillis and Edward M. Gillis each have more than 20 years of legal experience and a track record of obtaining maximum-value awards following roadway accidents. You can rely on us to pursue your case diligently, and to help you get the compensation you deserve.
Contact An Experienced Uninsured Driver Collision Lawyer
For more information regarding our practice and your rights following a collision caused by an uninsured driver, call 866-603-9810. You can also arrange a free consultation online. Our firm employs a Spanish-speaking paralegal and charges no fee without legal recovery. We are conveniently located in downtown New Haven, next to the courthouse and near free parking.