Workers’ compensation, also known as worker’s comp or WC, is a system of laws in Connecticut and nationwide that provides financial benefits to employees who are injured or become ill as a result of their job. The purpose of workers’ comp is to provide financial assistance to employees who are unable to work due to their injuries or illnesses and to help them get back to work as soon as possible.
Financial assistance
One of the main benefits of workers’ comp is that it provides financial assistance to employees who are unable to work due to their injuries or illnesses such as from construction accidents. This can include payment of medical expenses, such as hospital bills, doctor’s visits and prescription drugs, as well as wage replacement for the time the employee is unable to work. In some cases, workers’ comp may provide additional benefits, such as vocational rehabilitation or death benefits for the employee’s family.
Prompt return to work
Another benefit of workers’ comp is that it helps employees get back to work as soon as possible. This can include providing medical treatment and rehabilitation services, such as physical therapy or occupational therapy, to help employees recover from their injuries or illnesses. In some cases, workers’ comp may also provide job retraining or other assistance to help employees find new jobs if they are unable to return to their previous job.
Statutory immunity
Workers’ comp also protects employers by typically being the exclusive remedy for employee injuries or illnesses arising out of and during employment, and also providing statutory immunity from a civil suit.
In addition, workers’ comp is typically a no-fault system, meaning that employees do not have to prove that their employer was at fault for their injuries or illnesses to receive benefits. This makes it easier for employees to access the benefits they need and eliminates the need for costly and time-consuming lawsuits.
Important benefits for workers
Workers’ comp provides a range of important benefits to employees who are injured or become ill as a result of their job, as well as employers. It helps employees access the financial assistance they need to recover from their injuries or illnesses and get back to work as soon as possible while protecting employers.
